Employment Practices Liability Insurance (EPLI)

Employment Practices Liability Insurance (EPLI) in Medina Ohio Hertvik Insurance Group

Protect Your Business from Employee-Related Claims with EPLI in Ohio

Even the most well-run businesses can face employee lawsuits. Allegations like discrimination, harassment, or wrongful termination can be financially and reputationally damaging. That’s why smart employers protect themselves with Employment Practices Liability Insurance (EPLI) in Ohio.

At Hertvik Insurance Group, we help Ohio businesses safeguard their operations with tailored EPLI coverage backed by trusted, top-rated carriers.

What Is Employment Practices Liability Insurance (EPLI)?

EPLI Insurance protects businesses against claims made by employees, former employees, or even job applicants. It covers legal defense costs, settlements, and judgments resulting from a wide range of employment-related issues.

Even if a claim is baseless, the cost to defend your business can be steep—EPLI ensures you’re not doing it alone.

What Does EPLI Insurance Cover?

An EPLI policy provides financial protection when your business faces employment-related allegations. These incidents can arise at any time and often without warning.

Here’s what Employment Practices Liability Insurance in Ohio typically covers:

  • Wrongful termination

  • Discrimination (race, gender, age, disability, etc.)

  • Workplace harassment (including sexual harassment)

  • Retaliation claims

  • Failure to promote or hire

  • Mismanagement of employee benefits

  • Invasion of privacy or emotional distress

Policies may also cover the cost of legal defense, even if your business is not found liable.

Why Do You Need EPLI Coverage in Ohio?

In today’s legal and regulatory environment, employee lawsuits are on the rise—and no business is immune. Whether you have two employees or two hundred, EPLI coverage helps you stay protected and in control.

Small and mid-sized businesses are especially vulnerable, as they often lack in-house HR or legal departments. One claim can significantly impact your financial health.

How to Get an EPLI Insurance

Getting EPLI coverage is easier than you think. We’ll guide you through the process, evaluate your unique risk profile, and help you choose the best policy for your business size, industry, and workforce.

Many businesses choose to bundle EPLI with other essential policies for added value and convenience.

Get a Quote Today

Don’t let a single allegation put your business at risk. Contact Hertvik Insurance Group today to request a customized quote for Employment Practices Liability Insurance in Ohio. Call our office or head to our quotes page to get started—we’ll make it fast, easy, and confidential.