Insurance is not a one-size-fits-all type of product… Because insurance is not a one-size-fits-all type of product, getting the right coverage for your specific needs, whether as an individual or […]

Avoiding Homeowner Insurance Claims

What do most popular homeowner insurance claims have in common? Answer: They’re preventable, with preparation and knowledge. The biggest cause for home insurance claims is acts of God, with the […]

Business Insurance Cost

Businesses price their products to cover the costs of production as well as their labor, sales marketing, and other major expenses. Prices also reflect some post-sales costs such as handling repairs or […]

Non-Owned Auto Coverage

Employees routinely use their personal vehicles in their jobs or just to run errands for their employer. Does your company have protection in case of an accident, and both your worker and […]

Commercial Umbrella Liability

A Commercial Umbrella Liability policy is a coverage option that should be seriously considered by any business, regardless of its size. Liability claims and court decisions involving millions of dollars are a […]

Businessowners Policy (BOP)

If you own and/or run a smaller business, your insurance needs may be appropriately handled by a businessowner policy (BOP). A BOP is a single form that offers both property and […]

Risk Retention Groups

Businesses, regardless of what they do or their size, make decisions that affect how they are covered. Many factors go into choices about what needs to be protected, such as:  Buildings  Machinery Equipment  Business […]

Recall Insurance

A company that is run responsibly is likely to act when it finds out that there is something wrong with their product. That action is often a recall. Sending out a […]

Policy Insurance Limits

If you examine the insurance policy covering your business, you’ll see an insurance limit. For instance:  According to the above, it may appear that you have a million dollars in […]

Niche or Not

There are risks associated with every business, whether the business involves one person, hundreds, or thousands. These risks are often handled by commercial insurance. Different types of insurance cover many aspects […]

Mobile Equipment

You might think that a policy that is designed to protect autos and trucks that are used by a business would cover any type of vehicle. That is a dangerous […]