General Contractors

General contractors (GCs) are the playmakers for any significant construction project. It includes taking responsibility for all key operations such as construction assignments, job site supervision, and activity coordination. Typically, […]

Drive Other Car Coverage

If a vehicle is owned or supplied by a business, non-owned and rented cars represent a problem when they are insured under a basic business auto policy. Such policies either […]

College Student Coverage

Having a child go away to college for the first time—or return to campus after a long holiday—is usually met with both pride and concern. While most families can think […]

Avoiding Homeowner Insurance Claims

What do most popular homeowner insurance claims have in common? Answer: They’re preventable, with preparation and knowledge. The biggest cause for home insurance claims is acts of God, with the […]

Business Insurance Cost

Businesses price their products to cover the costs of production as well as their labor, sales marketing, and other major expenses. Prices also reflect some post-sales costs such as handling repairs or […]

Non-Owned Auto Coverage

Non-Owned Auto Coverage Employees routinely use their personal vehicles in their jobs or just to run errands for their employer. Does your company have protection in case of an accident, and both […]

Commercial Umbrella Liability

A Commercial Umbrella Liability policy is a coverage option that should be seriously considered by any business, regardless of its size. Liability claims and court decisions involving millions of dollars are […]

Business Owners Policy (BOP)

If you own and/or run a smaller business, your insurance needs are handled by a business owners policy (BOP). A BOP is a single form that offers both property and liability […]

Risk Retention Groups

Businesses, regardless of what they do or size, make decisions that affect how they are covered. Many factors go into choices about what needs to be protected, such as:  Buildings  Machinery Equipment  […]

Recall Insurance

A company run responsibly acts when it finds out there is something wrong with the product. That action is often a recall. Sending out a public notice that a problem has been […]