Can I Change My Insurance Agent Without Moving My Policy?

Have you ever felt stuck with an insurance agent who just doesn’t seem to understand your needs? Maybe you’ve outgrown their expertise, or perhaps their service leaves much to be desired. The good news is: you’re not stuck. Contrary to popular belief, you can change your insurance agent without uprooting your entire policy. Enter the game-changing concept of an “agent of record” change in insurance. Let’s explore how this simple maneuver can revolutionize your insurance experience.

Can I Change My Insurance Agent Without Moving My Policy? Business Owner Hertvik Insurance Group Medina OH

Flexibility: Retain Your Coverage, Gain a New Advocate

Changing your insurance agent doesn’t have to mean starting from scratch. With an “agent of record” change, you retain your existing policy while gaining the freedom to choose a new agent who truly has your best interests at heart.


Suppose you run a small business and have been with the same insurance agency for years. Despite your loyalty, you’ve noticed a decline in service quality, leaving you feeling vulnerable. By making an “agent of record” change, you can partner with a new agent who specializes in small business insurance. Not only do you maintain your current coverage, but you also gain invaluable expertise tailored to your unique needs.

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Empowerment: Take Control of Your Insurance Journey

Gone are the days of feeling beholden to an insurance agent who doesn’t prioritize your satisfaction. Embracing an “agent of record” change puts the power back in your hands, allowing you to curate an insurance experience that aligns with your goals and values.


Imagine you’ve recently experienced a significant life event, such as purchasing a new home or welcoming a new family member. These milestones often necessitate adjustments to your insurance coverage. However, your current agent seems indifferent to your evolving needs, leaving you feeling frustrated and overlooked. By initiating an “agent of record” change, you seize control of your insurance journey, selecting an agent who not only acknowledges your life changes but actively seeks to provide personalized solutions that offer peace of mind.

Can I Change My Insurance Agent Without Moving My Policy? Hertvik Insurance Group Medina OH

Efficiency: Streamline Your Insurance Management

In today’s fast-paced world, efficiency is paramount. Transitioning to a new insurance agent shouldn’t be a cumbersome process. With an “agent of record” change, you can seamlessly transfer your policy to a new agent without the hassle of reapplying for coverage or enduring a lapse in protection.


Suppose you’re a busy professional juggling multiple responsibilities. The last thing you need is the added stress of navigating a complex insurance transition. Fortunately, an “agent of record” change simplifies the process, allowing you to consolidate your policies under a single, trusted advisor. By partnering with a proactive agent who prioritizes efficiency, you can devote more time to what matters most while enjoying the peace of mind that comes with comprehensive insurance coverage.

How do I do an Agent of Record Change?

Embarking on an “agent of record” change is simpler than you might think. While the process may vary slightly depending on your insurance provider and policy type, the fundamental steps remain consistent.

1. Evaluate Your Current Situation: Take stock of your existing insurance coverage and assess your reasons for wanting to change agents. Whether it’s dissatisfaction with service quality, a desire for specialized expertise, or simply a need for change, understanding your motivations will guide you through the process.

2. Research Potential Agents: Identify prospective agents who align with your insurance needs and values. Consider factors such as expertise, reputation, and customer service track record. Don’t hesitate to schedule consultations or request references to ensure a seamless transition.

3. Initiate Contact: Reach out to your chosen agent to express your interest in an “agent of record” change. Provide relevant details about your current policy and discuss your expectations moving forward. A reputable agent will guide you through the necessary steps and address any concerns you may have.

4. Complete Necessary Paperwork: Your new agent will typically provide you with a form specifically designed for an “agent of record” change. This document authorizes the transfer of your policy from your current agent to the new agent of your choice. Be sure to review the terms carefully and provide accurate information to expedite the process.

5. Notify Your Current Agent: Once you’ve submitted the required paperwork to your new agent, it’s essential to inform your current agent of your decision to make an “agent of record” change. This ensures transparency and facilitates a smooth transition between agents.

6. Confirm Policy Transfer: Upon receiving confirmation from your insurance provider, verify that your policy has been successfully transferred to your new agent. Take this opportunity to address any questions or concerns you may have regarding your coverage or policy terms.

7. Establish Communication: Forge a strong relationship with your new agent by maintaining open lines of communication. Regularly engage with your agent to discuss changes in your insurance needs, address any issues that may arise, and stay informed about available coverage options.

Does it cost me anything to change insurance agents?

One of the most appealing aspects of an “agent of record” change is its cost-effectiveness. In most cases, transitioning to a new agent does not incur additional fees or expenses for policyholders. The process is designed to facilitate a seamless transfer of your existing policy, ensuring continuity of coverage without imposing financial burdens. However, it’s essential to review the terms of your policy and consult with your new agent to confirm any potential fees or charges associated with the change. Rest assured, reputable insurance agencies like Hertvik Insurance prioritize transparency and strive to minimize any potential financial implications for clients seeking to optimize their insurance experience.


Should you have any questions or require assistance throughout the process, don’t hesitate to reach out to the experienced professionals at Hertvik Insurance Group. We’re here to support you every step of the way and ensure a seamless transition to a new era of insurance excellence.