As a homeowner, it’s natural to want to create a fun and enjoyable outdoor space for your family and friends to enjoy. Pools, trampolines, play sets, ziplines, and treehouses are always fun. However, certain types of recreational structures, known as attractive nuisances, can have an impact on your homeowners insurance.
Pools, Trampolines, Play Sets, Ziplines, Treehouses
Attractive nuisances are structures or features on a property that may attract children or others to use them, but may also pose a potential hazard. Examples of attractive nuisances include pools with slides or diving boards, trampolines, play sets, zip lines, and tree houses.
While these structures can be enjoyable for your family, they can also pose a risk of injury to children or others who may not be familiar with them. If someone is injured while using one of these structures on your property, you may be held liable for their injuries.
To protect yourself and your property, it’s important to take steps to minimize the risk of injury associated with attractive nuisances. This may include installing safety features such as fencing around pools, using trampoline enclosures, and maintaining play sets and other structures to ensure they are in good condition.
It’s also a good idea to check with your homeowners insurance policy to see if it covers injuries or damages that may occur as a result of attractive nuisances on your property. Some policies may provide coverage for these types of incidents, while others may exclude them or have limits on the amount of coverage provided.
By understanding the potential risks and taking steps to minimize them, you can help protect yourself and your family from accidents and injuries associated with attractive nuisances on your property. So, it is always better to be cautious and take necessary measures to keep yourself and your property safe.
Home Insurance Insurance Questions – We’re Here To Help!
If you have any questions about how your particular home insurance policy covers your pool, trampoline, play set, zipline, or treehouse, please reach out to your Hertvik Insurance agent.