Insurance for Restaurant Owners

We are your local food industry insurance experts

INSURANCE FOR FOOD SERVICE PROVIDERS

 

We have been providing Property and Casualty Insurance for the past 20 years to restaurants, taverns, and food/beverage vendors, distributors, and wholesalers. Our number one goal is building relationships with our clients and providing them with best-in-class protection while providing cost-effective solutions that help safeguard your operation.

 

Our flexible business insurance solutions meet today's risks and tomorrows' challenges. With our specialized knowledge in the food and beverage industry, we understand that you need a unique kind of protection.

 

 

Restaurant Business Owner's Policy Hertvik

Business Owner's
Policy

Restaurant Worker's Compensation Hertvik

Worker's
Compensation

Restaurant Liquor Liability Insurance Hertvik

Liquor Liability
Insurance

Restaurant General Liability Hertvik

General
Liability

Restaurant Food Delivery Hertvik

Food Delivery
(Hired & Non-Owned)

Restaurant Employee Theft Hertvik

Employee
Theft

Restaurant Property Insurance Hertvik

Property
Insurance

Business Income Hertvik

Business
Income

Restaurant Utility Services Hertvik

Utility
Services

Restaurant Employment Practice Liability EPLI Hertvik

Employment Practice
Liability (EPLI)

Restaurant Cyber Liability Hertvik

Cyber
Liability

Restaurant Umbrella Hertvik

Umbrella
Coverage

At Hertvik Insurance, we recognize that every small business is unique. That is why we crafted a customizable suite of insurance products for food service providers. Contact us below for a quote for your business.

Katie Badamy

Regional Vice President

(419) 502-2200

katie.badamy@hertvik.com

Food Service Providers We Insure:

Restaurant Fine Dining Restaurants Insurance

FINE DINING RESTAURANTS

An injury or fire at your fine dining restaurant could have severe consequences. Small business insurance provides the protection you need to survive a mishap.

Restaurant Family-Style Insurance

FAMILY-STYLE RESTAURANTS

Without insurance, a minor incident could turn into a financial disaster. Policies designed for restaurant owners protect your small business from common risks. You can find coverage for food spoilage, kitchen fires, and other costly issues restaurants may face.

Restaurant Fast Casual Insurance

FAST CASUAL RESTAURANTS

Finding the right insurance will protect you from your fast-casual restaurant from unexpected expenses and incidents that could force your business to close.

Fast food Restaurant Insurance

FAST FOOD RESTAURANTS

Whether you're an independent business owner or a franchise, small business insurance gives your fast food restaurant financial protection from theft, fire, injuries, and lawsuits.

Pizza and Sanswich Shop Restaurant Insurance

PIZZA & SANDWICH SHOPS

Your setup may be small, but small shops face many of the same liabilities as a full-scale restaurant. Without appropriate protection, even a minor mishap could devastate your business.

Restaurant Catering Insurance

CATERERS

As a caterer, you're always on the move. That means increased risk for your business property - plus your catering vehicle needs protection too. With the appropriate policies, you'll gain protection against incidents anywhere you go.

Coffee Shop and Cafe Restaurant Insurance

COFFEE SHOPS & CAFES

Protect your business from customer-injury lawsuits and unexpected expenses related to fire, theft, and property damage with insurance for your coffee shop or cafe.

Gastropubs and Breweries Restaurant Insurance

GASTROPUBS & BREWERIES

We are proud to offer a custom-tailored craft brewery insurance program. Our program offers some unique coverages designed with craft breweries in mind.

Sports Bars and Taverns Restaurant Insurance

SPORTS BARS & TAVERNS

Serving drinks is risky. At your bar, you could be held liable for the actions of an intoxicated customer. That's why liquor liability insurance is such an important investment, alongside basic protection like workers' compensation.

Insurance for Food Service Providers Quote Request

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