Commercial Real Estate Insurance
Protecting Your Portfolio. Maximizing Your Value.
At Hertvik Insurance, we specialize in designing insurance and risk management programs for real estate investors and operators who demand more than just a policy. They want a partner. Whether you're acquiring hotels, office buildings, shopping centers, or multi-tenant commercial properties, our Real Estate Practice Group is built to support your strategy, protect your assets, and drive long-term performance.
Deep Industry Expertise
We understand the real estate business, not just the insurance. Our team has decades of combined experience insuring complex property portfolios nationwide. We’re fluent in lender requirements, due diligence timelines, triple-net leases, loss control practices, and the nuances of insuring value-add or transitional assets.
Tailored Risk Management Programs
No two portfolios or risk appetites are the same. That’s why we begin every engagement with a deep dive into your holdings, operations, and goals. We evaluate exposures across your properties, tenants, geographic footprint, and business model. Then we design a customized insurance and risk management strategy that balances premium efficiency with robust protection.
We prioritize value over price, with strategies that:
- Protect against worst-case scenarios
- Simplify policy administration
- Streamline compliance with lenders and investors
- Minimize total cost of risk
Built for Active Owners
Our clients are not passive landlords. They are acquirers, redevelopers, and hands-on operators. We thrive in that environment. Whether you're adding locations mid-term, refinancing through CMBS lenders, or navigating inspection issues, we know how to structure and scale coverage that grows with your portfolio.
We are particularly effective with:
- Multi-location portfolios
- Clients buying or refinancing frequently
- Operators who reinvest into property improvements
- Owners working across multiple states and risk profiles
Strategic Carrier Relationships
Our deep carrier portfolio gives us access to the markets that matter. Whether you're insuring a flagged hotel in Florida, a retail center in Ohio, or a medical office in Texas, we know which carriers are competitive for your risk profile and how to negotiate favorable terms.
Why It Matters
As a real estate owner, your insurance partner should be thinking as strategically as you do. We help you unlock savings, reduce volatility, and operate with confidence.
Let's Talk
If you own multiple commercial properties or are growing a real estate portfolio, we'd love to show you how a proactive insurance partner can be a competitive advantage.
Contact Andrew Ryan Today
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