Inland Marine

Protect Your Equipment and Property in Transit with Inland Marine Insurance in Ohio
Does your business transport tools, equipment, or products? Standard property insurance may not protect them once they leave your premises—but Inland Marine Insurance does.
At Hertvik Insurance Group, we help businesses across Ohio protect movable property, contractor tools, and jobsite equipment with reliable inland marine coverage tailored to your operations.
What Is Inland Marine Insurance?
Despite the name, Inland Marine Insurance has nothing to do with boats. This specialized coverage protects property in transit, equipment stored off-site, or assets used in the field—things that traditional commercial property insurance often excludes.
It’s essential coverage for contractors, installers, service professionals, and any business with valuable mobile equipment or goods.
What Does Inland Marine Insurance Cover?
Designed to protect your property when it’s on the move or temporarily located somewhere other than your main business address.
Here’s what it typically covers:
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Tools and equipment in transit between job sites
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Contractor gear stored at temporary locations
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Installation floater coverage for materials waiting to be installed
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Valuable items used off-site (like laptops, medical devices, or art)
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Property involved in exhibitions, shows, or trade events
This policy is highly customizable, making it ideal for industries with specific transport or off-site storage needs.
Why Do You Need This Coverage For Your Business?
If your business relies on portable tools, jobsite equipment, or transporting goods, a loss on the road could be devastating. A standard property policy likely won’t cover those items once they leave your premises.
Inland Marine Insurance fills that gap—protecting your assets wherever business takes them.
Common industries that need Inland Marine coverage include:
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Landscaping and lawn care
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Installation services
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Photography and media
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Medical and dental equipment providers
Get a Quote Today
Get peace of mind knowing your tools, equipment, and property are protected in transit. Contact Hertvik Insurance Group today for a tailored quote on Inland Marine Insurance in Ohio. Call our office or visit our quotes page to get started—we make it simple and straightforward.