Policies written for commercial operations that include a vehicle exposure (Business Auto, Garage, Trucker, and Motor Carrier Coverage) are missing critical coverage: Auto Medical Payments. This coverage handles the reasonable expenses of […]
Garage operations are businesses that have hybrid coverage needs. With such companies, the lines between the general liability for the operations and the automobile liability exposures blur and overlap. A general […]
Artisan Contractors are smaller operations that work in a variety of settings. They may be involved in large construction projects under the direction of general contractors, operate in smaller residential projects, […]
Businesses are vulnerable to having their existence threatened by a multitude of problems. In many instances, a company buys insurance to handle different aspects of its operations, such as General Liability, Business Auto, […]
The history of Lloyd’s begins at Edward Lloyd’s coffeehouse in 1688. The establishment attracted the custom of merchants, particularly ship owners, with vessels and cargoes needing protection. It evolved into a meeting […]
A Broad View of Risk Management It’s a dream. You’re inspecting your business just moments before a planned opening. The service counters gleam, your inventory is varied and properly displayed, your […]
3D Printing An ongoing challenge for insurance is to protect against personal and commercial sources of loss in a rapidly changing world. With the passage of time and the influence of technology, new types […]
Hold Harmless Agreements Hold harmless agreements are typically in writing and involve one party agreeing not to take legal action (sue) against another party. In exchange for this promise, the […]
Cyber Crime and Your Business Cyber attacks are a significant issue for every risk manager and business with any type of computer device and electronic data. If you have not […]
Umbrella Coverage Let’s say you have a policy for your home and your family’s cars. You have just the right policy for the apartment you rent out to others as […]
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