Hospitality Insurance for Hotel Owners, Operators & Developers

Built for hospitality groups with 5–100 hotels

If you own, operate, manage, or develop business-class and above hotels, your insurance program can’t be an afterthought. You need a partner who understands the realities of hospitality risk, franchise requirements, lender pressure, acquisition timelines, and the operational details that drive claims and cost.

 

Hertvik Insurance helps multi-property hospitality groups build smarter, stronger insurance programs that protect the business, satisfy lenders, and reduce total cost of risk over time.

Hospitality-first Expertise

Lender and Bank Requirement Fluency

Franchise and Brand Familiarity

Acquisition and Development Support

Proactive Total Cost of Risk Approach

Claims and Loss-driver Strategy

Who We Work Best With:

Hotel owners with multi-property portfolios (5–100 locations)

Third-party management companies

Developers and sponsors with active pipelines

Groups buying/selling assets or refinancing frequently

Select-service, full-service, extended stay, boutique, and mixed-use hospitality

What We Do Differently

Hotels are their own ecosystem—slip-and-fall exposure, liquor and security issues, water losses, wind/hail, habitability claims, employment practices, cyber events, and more.

 

We bring deep, practical hospitality experience and translate it into cleaner underwriting and better outcomes.

 

You Get:

A broker who understands hotel operations and claims patterns

Carrier positioning that’s specific to your asset type and portfolio profile

Coverage design that aligns with real-world hospitality risk

Common Coverage Areas We Advise On:

FAQ

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Amit P Testimonial

Amit P.

President - Great Lakes Hotel Group

"The team at Hertvik Insurance worked with our general contractor to manage the insurance program throughout the construction of our newest property. Their experience and advice was very helpful as we embarked on the development of this property."

Joe Moffa Testimonial

Joseph M. 

President - Riley Hotel Group

"We manage multiple brands in multiple states, so we rely on a partner focused on the lodging industry to ensure our clients receive the best combination fo coverage and price."

Jonathan Pack Testimonial

Jonathan P.

General Manager - Cherry Tree Inn & Suites

"Working with Hertvik for ten years, I have relied on them a few times to help our Michigan hotel in our times of urgent need. Their team has been quick to respond and easy to work with through the difficult process of a claim. I'm happy to recommend their services."

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