Distributor and Wholesaler Insurance

There are many types of wholesalers and distributors who all need business insurance and other coverage to match their specific risks. Some of the professionals that need niche insurance include:

• Food and beverage distributors
• Industrial equipment wholesalers
• Consumer electronics distributors
• Clothing and apparel wholesalers
• Medical supply distributors
• Automotive parts wholesalers
• Furniture and home goods distributors
• Agricultural product wholesalers

Don’t underestimate your risk

Running a distribution or wholesale business comes with a complex web of risks. From damaged goods to employee injuries, even one incident can disrupt your operations and impact your bottom line. Comprehensive insurance is your safety net, ensuring your business stays resilient no matter what challenges arise.

Recommended coverages include:

• General Liability Insurance: Protects against third-party claims for bodily injury or property damage.
• Commercial Property Insurance: Covers your warehouse, inventory, and equipment against risks like fire, theft, or vandalism.
• Recall Insurance: Essential for businesses distributing goods, protecting against claims of defective or harmful products.
• Commercial Auto Insurance: Covers vehicles used to transport goods.
• Workers’ Compensation Insurance: Protects your employees and your business in the event of workplace injuries.
• Inland Marine Insurance: Ensures your goods are protected while in transit.