Hospitality Lodging Insurance
Looking for Hospitality Lodging Insurance in Medina?
Hertvik Insurance Group is your local hospitality and lodging insurance expert! We insure many different types of hospitality businesses from hotels, resorts, boutique hotels, bed and breakfasts, and many more!
Who Needs Hospitality Lodging Insurance?
There are many types of hospitality businesses who all need insurance and other niche coverages to match their specific risks. Some of the professionals that need hospitality insurance include:
- Management Companies
- Limited/Select Service Hotels
- Full Service Hotels & Resort Properties
- Boutique Hotels& Independent Properties
- Bed & Breakfasts
- New Construction or Renovation
Don’t underestimate your risk
Getting the right independent hospitality and lodging insurance in place can protect you from lawsuits, mishaps and third party property damage that can devastate your business.
Normally, you will need a few different categories of coverage for complete liability protection:
- Commercial Property Insurance: Covers your building, guest rooms, and contents from fire, storm damage, and more
- General Liability Insurance: Protects against claims of bodily injury or property damage by guests or visitors
- Business Interruption Insurance: Replaces lost income if your property becomes temporarily unusable
- Cyber Liability Insurance: Helps cover expenses related to data breaches and cyberattacks
- Liquor Liability (if applicable): Covers risks associated with serving alcohol
- Employment Practices Liability Insurance (EPLI): Protects against employee claims such as harassment or wrongful termination
- Umbrella Insurance: Adds an extra layer of liability coverage beyond your base policies
The specific hospitality lodging insurance coverage you need will be unique to your business. By working with a knowledgeable agent, you can ensure that you don’t have critical gaps in coverage that could leave you exposed to expensive legal claims.
How to get started on your quote
To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!