As a restaurant owner, it’s important to consider all of the potential risks and liabilities associated with your business. While serving alcohol may be a small part of your restaurant’s operation, it’s still important to carry liquor liability insurance to protect yourself and your business.
Liquor Liability Insurance
Liquor liability insurance is specifically designed to cover damages or injuries that may occur as a result of serving alcohol. This can include accidents or injuries that occur on your property. It could also be as damages or injuries that occur off-premises as a result of alcohol consumption.
Even if you only serve a small amount of alcohol at your restaurant, it’s still possible for accidents or injuries to occur. For example, if a patron becomes intoxicated and is involved in a car accident on their way home, your restaurant could be held liable for any damages or injuries that result.
In addition to protecting your business from liability, carrying liquor liability insurance can also help protect your reputation. If an incident occurs as a result of serving alcohol at your restaurant, it can be damaging to your brand and may result in lost business.
Overall, it’s important for restaurants to carry liquor liability insurance, even if they only serve a small amount of alcohol. By taking this precaution, you can protect yourself and your business from potential liabilities and risks associated with serving alcohol. So, it is always better to be cautious and take necessary measures to keep yourself and your business safe.
If you have any other questions about insurance coverage for your business, give us a call at (330) 723-9320.