Employee Theft

When a business uses insurance and/or loss control to protect itself from losses, the focus is usually upon outside forces. In other words, the assumption is that some event or […]

Coverage for Business Autos

Many businesses are exposed to the financial consequences of their ownership, use, or maintenance of vehicles used in their operations. Most coverage needs can be handled by a Business Auto Policy […]

Construction Equipment Theft

Building and Construction work is a tough, expensive business. It is critically important to have the right type and quantity of equipment available to complete projects. This means that medium […]

Commercial Auto Symbols

Have you ever, during a particularly wild moment, carefully examined the insurance policy that covers your business vehicles?  If so, you may have noticed the little numbers that appear next […]

Commercial Auto Medical Payments

Policies written for commercial operations that include a vehicle exposure (Business Auto, Garage, Trucker, and Motor Carrier Coverage) are missing critical coverage: Auto Medical Payments. This coverage handles the reasonable expenses of […]

Auto Dealer Operations

Garage operations are businesses that have hybrid coverage needs. With such companies, the lines between the general liability for the operations and the automobile liability exposures blur and overlap. A general […]

Artisan Contractors

Artisan Contractors are smaller operations that work in a variety of settings. They may be involved in large construction projects under the direction of general contractors, operate in smaller residential projects, […]

Alternative Risk Techniques

Businesses are vulnerable to having their existence threatened by a multitude of problems. In many instances, a company buys insurance to handle different aspects of its operations, such as General Liability, Business Auto, […]

A Look at Lloyd’s

The history of Lloyd’s begins at Edward Lloyd’s coffeehouse in 1688. The establishment attracted the custom of merchants, particularly ship owners, with vessels and cargoes needing protection. It evolved into a meeting […]

Risk Management

A Broad View of Risk Management  It’s a dream. You’re inspecting your business just moments before a planned opening. The service counters gleam, your inventory is varied and properly displayed, your […]